Know Mortgage | Speak with an Expert

 

 

SPEAK WITH A LOAN AGENT

SPEAK WITH A LOAN AGENT

Know Mortgage | Speak with an Expert

Speak with a Know Mortgage Expert about your refinance

It's a great time to finance a new home or refinance your existing mortgage! 

Please answer the following questions so we can make sure you are
speaking with a person who has all the right skills.
We don't ask for private data, like your SSN or even birthdate, and we will not share your information with hundreds of mortgage lenders. 

 

Let's get started!  What type of loan do you need?

 

Please choose the type of loan that interests you.
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Know Mortgage | What is your goal in refinancing?

Know Mortgage | Primary Residence Second Home Investment Property

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Know Mortgage | Single Family Residence Multi-Family Units Townhouse/Condo

Know Mortgage | Property Value and Remaining Mortgage

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Know Mortgage | What is your credit rating?

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Know Mortgage | Have you had a bankruptcy or foreclosure in the last 7 years?

Know Mortgage | Are you or your spouse veterans or active military?

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Please provide your contact information and the best time to reach you. We look forward to answering your questions and help you make great choices about your refinance!

Know Mortgage | Provide your contact information, including best time to call.

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  • DID YOU KNOW:

    Only close family and relatives, such as aunts and uncles can “gift” you money for a down payment.
  • DID YOU KNOW:

    The failure rate for a home purchase is 20% on average.
  • DID YOU KNOW:

    Many lenders have NO PMI loans, even if you have a down payment of less than 20%.
  • DID YOU KNOW:

    Veterans may qualify for a home purchase with no down payment using a VA Loan for purchase.
  • DID YOU KNOW:

    Many condominiums are not FHA approved and therefore you will not be able to purchase the condo with an FHA Loan.
  • DID YOU KNOW:

    FHA Loans give you greater flexibility with your debt to income ratio. In short, you can qualify for more loan with less income.
  • DID YOU KNOW:

    Student loans can throw your debt to income ratio out of whack and disqualify you from approval due to excessive debt.
  • DID YOU KNOW:

    Bankruptcy does not disqualify you from getting an FHA Loan as long as it has been 2 years since the recorded discharge date, or 4 years for a Conventional Loan.
  • DID YOU KNOW:

    Many lenders will not accept documents, such as bank statements, that have any portion that has been blacked out or tampered with.
  • PRO TIP:

    Be sure to understand exactly how much loan you can be approved for before you fall in love with a home and get into a contract!
  • PRO TIP:

    Don’t move around assets during the processing of your home purchase loan, as it will trigger the underwriters to ask repeatedly for updated bank statements.
  • PRO TIP:

    Not every Realtor can produce the same results, so be sure to check their credentials and experience.
  • PRO TIP:

    Don’t just trust a pre-qualification from a licensed lending officer. Get pre-approved by an actual underwriter before you get into a home purchase contract.

Speak with a loan agent now!