A broker or agent who represents only the seller.
|Servicer (Loan Servicing Company)||
Responsible for the day-to-day collection of loan payments and managing escrow accounts.
When the home is sold for less than the owner owes for the mortgage.
|State Housing Finance Agency Loan||
a mortgage program for first-time homebuyers administered by your state HFA. These are government loans, and often have down payment and closing cost assistance.