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  • The Basics

    • Purchase Price ($)
    • Interest Rate (%)
    • Term in Years (Max 30)
  • Fees & Other

    • Down Payment ($)
    Gain victory over the mortgage process with Know Mortgage.

    OUR MISSION

    OUR CRUSADE AND OUR PASSION IS TO DEMYSTIFY MORTGAGE FOR ALL.
    TO TAKE COMMON INDUSTRY TERMS AND CONCEPTS AND MAKE THEM COMMON KNOWLEDGE.

    WE ARE DEDICATED TO HELPING YOU SUCCEED WITH YOUR MORTGAGE.
    Demystify the mortgage process with Know Mortgage.

    OUR MISSION

    OUR CRUSADE AND OUR PASSION IS TO DEMYSTIFY MORTGAGE FOR ALL.
    TO TAKE COMMON INDUSTRY TERMS AND CONCEPTS AND MAKE THEM COMMON KNOWLEDGE.

    WE ARE DEDICATED TO HELPING YOU SUCCEED WITH YOUR MORTGAGE.
    Gain victory over the mortgage process with Know Mortgage.Demystify the mortgage process with Know Mortgage.
    • DID YOU KNOW:

      Only close family and relatives, such as aunts and uncles can “gift” you money for a down payment.
    • DID YOU KNOW:

      The failure rate for a home purchase is 20% on average.
    • DID YOU KNOW:

      Many lenders have NO PMI loans, even if you have a down payment of less than 20%.
    • DID YOU KNOW:

      Veterans may qualify for a home purchase with no down payment using a VA Loan for purchase.
    • DID YOU KNOW:

      Many condominiums are not FHA approved and therefore you will not be able to purchase the condo with an FHA Loan.
    • DID YOU KNOW:

      FHA Loans give you greater flexibility with your debt to income ratio. In short, you can qualify for more loan with less income.
    • DID YOU KNOW:

      Student loans can throw your debt to income ratio out of whack and disqualify you from approval due to excessive debt.
    • DID YOU KNOW:

      Bankruptcy does not disqualify you from getting an FHA Loan as long as it has been 2 years since the recorded discharge date, or 4 years for a Conventional Loan.
    • DID YOU KNOW:

      Many lenders will not accept documents, such as bank statements, that have any portion that has been blacked out or tampered with.
    • PRO TIP:

      Be sure to understand exactly how much loan you can be approved for before you fall in love with a home and get into a contract!
    • PRO TIP:

      Don’t move around assets during the processing of your home purchase loan, as it will trigger the underwriters to ask repeatedly for updated bank statements.
    • PRO TIP:

      Not every Realtor can produce the same results, so be sure to check their credentials and experience.
    • PRO TIP:

      Don’t just trust a pre-qualification from a licensed lending officer. Get pre-approved by an actual underwriter before you get into a home purchase contract.

    Speak with a loan agent now!